Credit Fair

Life At Credit Fair

Our Values

Ownership

We don’t work in a company. We are the company! Its face, its soul, its voice. Its flesh and bones. So, lets embrace it. Make it personal.

Curiosity

We set goals and build plans to achieve them. Be brave, remove barriers and let curiosity guide you.

Innovation

We are always looking to simplify finance and be agent for change.

Integrity

We don't believe in short cuts and strive to earn the trust of our stakeholders based on integrity

Go-Getters

We are committed to executing flawless solutions fast. As a team, we work together efficiently to get things done.

PERKS & BENEFITS

Competitive Salary

Employee Recognition

Employee Friendly Policies

Free Medical Cover

Maternity/ Paternity Leaves

Flexible Working Hours

Team Outings

Personal Development Growth

FUN @ WORK

Work can and often is personal, but we don’t forget to celebrate important life moments and achievements. A few glimpses of the family at Credit Fair

JOIN THE TEAM

We are looking for talented individuals who share our passion to be the best and achieve their full potential.Because when our associates succeed, we all do.Drop us an email at careers@creditfair.in with your resume and a short introduction, explaining why you think you're a right fit for us.

Current Openings

Senior Python Developer

Mumbai

Job Description:
We are looking for a Python Developer to join our engineering team and help us develop and maintain software products. Python Developer responsibilities include writing and testing code, debugging programs and integrating applications with third-party web services. To be successful in this role, you should have experience using server-side logic and work well in a team. Ultimately, you’ll build highly responsive web applications that align with our business needs.

Roles & Responsibilities
  • Write effective, scalable code.
  • Develop back-end components to improve responsiveness and overall performance.
  • Integrate user-facing elements into applications.
  • Test and debug programs
  • Improve functionality of existing systems
  • Implement security and data protection solutions.
  • Assess and prioritize feature requests.
  • Coordinate with internal teams to understand user requirements and provide technical solutions.
  • Develop cohesive working relationships with stakeholders.

  • Requirement & Skills
  • Hands on programming experience of 3-5 years in Python
  • Should have working experience in PHP 8 and/or Laravel and should have worked on at least 1 PHP application at professional level.
  • Strong analytical and logical skills
  • Good understanding of REST APIs, microservices, JSON processing.
  • Strong understanding of OOPS concepts, SOLID principles
  • Should be working on currently Python 3.6 or higher
  • Hands on experience with Flask or FastAPI
  • Hands on experience with Pandas and similar data frameworks
  • Should have a good understanding of advanced python features and functional programming features.
  • Self-driven and fast learner.
  • Strong verbal & written communication skills and confidence to interact with business users including senior leaders.
  • Should be open to work with new technologies and languages like Golang, React, Angular, Flutter etc when required.
  • Hands on experience in GIT
  • Agile/scrum environment experience
  • Hands on experience in Linux environment
  • Good SQL querying skills
  • Head Of Tech

    Mumbai

    Job Description:
    We are looking for a head of engineering to lead our Tech department and help us build great product. You’ll manage our infrastructure and ensure all internal systems operate securely and effectively. To be successful in this role, you should be confident managing our teams while, at the same time, setting goals, budgets and timelines for various projects. We also expect you to be in charge of our integrations with external partners and oversee all software development plans from ideation to execution. Ultimately, you’ll make sure we use innovative technologies that maximize our productivity and help our company grow.

    Roles & Responsibilities
  • This position requires you to lead and manage the whole engineering team.
  • Manage your OKRs, contribute to product strategy and help develop your team.
  • Create clear career paths for team members and help them grow with regular & deep mentoring.
  • You work closely with the Product Management, Business Development, and Operations team and enable them by providing scalable and high-quality technology solutions at a rapid pace.
  • Architect & design technically robust, flexible, and scalable solutions.
  • Lead multiple modules, third party integrations and business partners integration.
  • Taking architectural decisions, defining high level and low level design.
  • Track record of bringing in and growing engineering talent and more to be shared via email

  • Requirement & Skills
  • Has at least 8+ years of programming & architecting background
  • Has worked on at least one of these technologies: python, php.
  • Go & Java experience is good to have
  • Has worked on at least 1 non-sql database
  • Has worked on AWS for at least 2-3 years independently.
  • Has experience of reporting to Senior Management/external stakeholders (investors, business partners) on projects and product process
  • Has experience of working in at least 1 enterprise grade Financial Product/Project at a lead or higher role.
  • Executive - Sales

    Indore, Ahmedabad & Mumbai

    Job Description:
    We’re looking for a results-driven Sales Representative with excellent interpersonal skills to actively seek out and engage customer prospects.

    Roles & Responsibilities
  • Business development in your locality
  • Coordinate daily with customer for service operations
  • Contributes to team effort by accomplishing related results as needed
  • Strong Communication Skills and must be fluent in their respective Regional Language

  • Requirement & Skills
  • Candidate with at least 1- 2 years of sales experience
  • Strong interest in the Home decor, elective healthcare (i.e. treatments not covered by insurance) and education industries
  • Ability to work with cross functional teams
  • Familiarity with financial and customer service principles
  • Senior Executive - Collections

    Mumbai

    Job Description:
    We are looking for Sr Collection Executive who are having collection experience over 3 - 5 years in resolution of higher DPD accounts. The person should have worked on dialer outbound process with knowledge of various dialing methods such as Predictive/ Preview/ Progressive.

    Roles & Responsibilities
  • Solely responsible for assigned portfolio.
  • Solely responsible for individual target.
  • Adherence of dialer calling with various dialing methods.
  • Solely responsible for preparing collection strategy for own portfolio towards maximum collection.
  • Taking ownership of High-Value accounts to ensure seamless collection
  • Should have basic knowledge of skip tracing.
  • Responsible to follow collection code of conducts.
  • High focus on bounce and penal charges collections.
  • Responsible for resolution of Customer queries/ complaints within TAT
  • Responsible for timely closure on settlement/ foreclosure of the customers.
  • Should able to handle agency as well as internal groups for collection related issues/queries and real time solutions.
  • Eagerness to achieve maximum incentive on collections.
  • Ability to work with cross functional teams.

  • Requirement & Skills
  • Candidate must be a graduate/ undergraduate.
  • Should have Excellent Communication Skills and Convincing Power.
  • Additional language like Tamil, Kannada, Malayalam and Telugu, will be an advantage
  • Should have good knowledge of Banking and procedures. DRA certified would be preferrable.
  • Good knowledge of Ms Excel, word, internet & email
  • Capable of working efficiently in a fast pace environment and under pressure.
  • Team Oriented.
  • Product Manager

    Mumbai

    Job Description:
    The Product Manager will be responsible to plan and deliver product features and functions to meet prioritized objectives for the benefits of business. To be successful in this role, the candidate should have previous experience in end-to-end product development. The candidate will work with stakeholders from across multiple Credit Fair lines of businesses and functions to manage the product roadmap and align it to business needs. The main responsibilities include gathering product requirements, prioritizing feature implementations, and improving overall user experience. Ultimately, the candidate will work with internal teams to build products that fill gaps in market and increase customer & amp; merchant satisfaction.

    Roles & Responsibilities
  • Gather and communicate requirements to ensure development team understand problem
  • statements so they can propose solutions
  • Collaborate with development team to understand and present demand requirements for
  • delivering functional solutions
  • Demonstrate the value of demand items and be able to prioritize effectively
  • Prepare and own backlogs
  • Suggest product enhancements to improve user experience
  • Conduct research to identify customer needs and market gaps
  • Create support and training documents for internal and external users
  • Develop cohesive working relationships with stakeholders

  • Requirement & Skills
  • Good domain knowledge of Financial Products and Services. Knowledge of Credit Underwriting, Collections, lending process & RBI regulatory.
  • Strong experience in managing user experience, design thinking and user acceptance testing, both in an Agile and Waterfall delivery environment
  • Extensive hands-on experience in planning, testing, and defect tracking skills including using a variety of tools such as JIRA, Trello, Confluence, etc
  • Demonstrate problem-solving and decision-making skills
  • Outstanding knowledge of technology and digital product management
  • Ability to work under pressure and manage deadlines or unexpected changes in expectations or requirements
  • Ability to work unsupervised and adjust priorities quickly as circumstances dictate
  • Outstanding interpersonal and communication skills with a proven ability to communicate effectively and confidently at all levels
  • Associate Product Manager

    Mumbai

    Job Description:
    The Associate Product Manager will be responsible for supporting the Product Manager, to plan and deliver product features and functions to meet prioritized objectives for the benefits of business. To be successful in this role, the candidate should have previous experience in end-to-end product development. The candidate will work with stakeholders from across multiple Credit Fair lines of businesses and functions to manage the product roadmap and align it to business needs. The main responsibilities include gathering product requirements, prioritizing feature implementations, and improving overall user experience. Ultimately, the candidate will work with internal teams to build products that fill gaps in market and increase customer & merchant satisfaction.

    Roles & Responsibilities
  • Gather and communicate requirements to ensure development team understand problem statements so they can propose solutions
  • Collaborate with development team to understand and present demand requirements for delivering functional solutions
  • Demonstrate the value of demand items and be able to prioritize effectively
  • Prepare and own backlogs
  • Suggest product enhancements to improve user experience
  • Conduct research to identify customer needs and market gaps
  • Create support and training documents for internal and external users
  • Develop cohesive working relationships with stakeholders

  • Requirement & Skills
  • Good domain knowledge of Financial Products and Services. Knowledge of Credit Underwriting, Collections, Operations & Customer Service will be added benefit
  • Strong experience in managing user experience, design thinking and user acceptance testing, both in an Agile and Waterfall delivery environment
  • Extensive hands-on experience in planning, testing, and defect tracking skills including using a variety of tools such as JIRA, Trello, Confluence, etc.
  • Demonstrate problem-solving and decision-making skills
  • Outstanding knowledge of technology and digital product management
  • Ability to work under pressure and manage deadlines or unexpected changes in expectations or requirements
  • Key Account Manager - Fintech

    Mumbai

    Job Description:
    We’re looking for a results-driven Business Development Representative with excellent interpersonal skills to actively seek out and engage customer prospects.

    Roles & Responsibilities
  • Primary responsibility will be to identify, develop and execute strategic and referral
  • relationships with existing and potential Fintechs that will contribute to the company & growth.
  • Serve as a key member supporting the company's strategic partnership
  • direction.
  • Identify new business opportunities possible with technology investment, challenge the status quo, and drive data / digital disruption.
  • These partnerships must drive revenue and create a preference for the company within the partner and the partner & staff
  • Manage complex contract negotiations and work with legal counsel as required.
  • Drive the partner onboarding and integration process in collaboration with
  • departments across the company.
  • Network with internal and external subject-matter experts, identify & targets within key focus areas, and make recommendations.
  • Continually analyze the market opportunities, including competitive landscape, industry trends, emerging technologies, and economic factors.
  • Optimize the company's use of resources to achieve profitability.
  • Manage executive stakeholder communication and progress reporting.
  • Lead partnership development activities with input from cross-functional
  • teams (including, but not limited to, Product Management, Technology, Sales, Finance and Operations departments)

  • Requirement & Skills
  • 2+ years of experience within the FinTech/ Lending industry.
  • Understanding of Partnerships Ecosystem and Channels from an SME and
  • B2B Perspective.
  • An open, intuitive, and curious mind to learn, unlearn and experiment.
  • Experience in the digital lending market is a plus.
  • Strong business acumen and ability to think strategically.
  • Strong written and verbal communication skills.
  • Ability to work independently, making key decisions with minimal direct
  • oversight.
  • Willingness to define and execute the strategic and tactical tasks required
  • for success.
  • Ability to work under tight deadlines.
  • KAM - Homedecor

    Mumbai

    Job Description:
    We’re looking for a results-driven Business Development Representative with excellent interpersonal skills to actively seek out and engage customer prospects.

    Roles & Responsibilities
  • Primary responsibility will be to identify, develop and execute strategic and referral relationships with existing and potential Merchants that will contribute to the company's growth.
  • Serve as a key member supporting the company's merchant partnership direction.
  • Identify new business opportunities possible with technology investment, challenge the status quo, and drive data / digital disruption
  • These partnerships must drive revenue and create a preference for the company within the partner and the partner's staff
  • Manage complex contract negotiations and work with legal counsel as required.
  • Drive the partner onboarding and integration process in collaboration with departments across the company
  • Network with internal and external subject-matter experts, identify M&A targets within key focus areas, and make recommendations
  • Continually analyze the market opportunities, including competitive landscape, industry trends, emerging technologies, and economic factors
  • Optimize the company's use of resources to achieve profitability
  • Manage executive stakeholder communication and progress reporting
  • Lead partnership development activities with input from cross-functional teams (including, but not limited to, Product Management, Technology, Sales, Finance, and Operations departments)

  • Requirement & Skills
  • 2+ years of experience within the FinTech/ Lending/ Home Decor industry
  • Understanding of Partnerships Ecosystem and Home Decor segment
  • An open, intuitive, and curious mind to learn, unlearn and experiment.
  • Experience in the digital lending market is a plus
  • Strong business acumen and ability to think strategically
  • Strong written and verbal communication skills
  • Ability to work independently, making key decisions with minimal direct oversight
  • Willingness to define and execute the strategic and tactical tasks required for success
  • Ability to work under tight deadlines
  • Relationship Manager

    Mumbai

    Job Description:
    We are looking for a Relationship Manager to join our lending team and help to process customer loan applications and fund raise debt from Private and Public sector Banks.

    Roles & Responsibilities
  • Executing end to end transactions for Co lending or Term loans from Banks & NBFC
  • Document preparation and submission as per Bank or NBFC for Colending or Debt raise proposals.
  • Prepare Information memorandum & CMA / projections for submission to banks / NBFC
  • Meeting with the Bank or NBFC to get new business and implementing new policy, product and API’s.
  • Maintaining relationship with Banks or NBFC.

  • Requirement & Skills
  • 2-3 years of experience in Fintech/MSME/SME/Debt raise/DSA.
  • Strong understanding of financial documents & analysis
  • Strong excel skills.
  • Flutter Developer

    Mumbai

    Job Description:
    Develop a cross-platform mobile application using Flutter, from concept to deployment Collaborate with cross-functional teams to define, design, and ship new features. A robust portfolio showcasing previous Flutter-based app projects, from concept to deployment.

    Roles & Responsibilities
  • Handling the entire app development process, from concept to deployment.
  • Designing, developing, testing, maintaining, and deploying software in the Flutter framework and Dart language.
  • Write clean, maintainable code and conduct code reviews.
  • Troubleshoot, debug, and upgrade existing software.
  • Work on performance optimization and enhancing application speed.
  • Stay updated with Flutter and Dart programming language advancements and other related technologies.

  • Requirement & Skills
  • Proficiency in Flutter and Dart is the foundation for developing the app.
  • Experience in cross-platform mobile app development to ensure the app works on both Android and iOS.
  • Flutter app architecture patterns like Provider, Bloc, or Redux for efficient and maintainable code.
  • Skills for testing the app thoroughly and ensuring it's free of bugs and issues.
  • Understanding of best practices for securing user data, especially when dealing with sensitive health information.
  • Strong knowledge of the entire app development process, from concept to deployment.
  • Proficiency in database management, server architecture, and API design.
  • Ability to work independently and take ownership of the project.
  • Strong problem-solving skills and adaptability.
  • Deep understanding of mobile app development lifecycle from concept to deployment.
  • Familiarity with version control systems such as Git.
  • Strong understanding of UI/UX principles and the ability to implement custom UI designs.
  • Excellent communication and teamwork skills
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