TERMS OF USE

introduction

Thank you for using www.creditfair.in (the “Website”). These terms of use govern your use of our site. Please read these terms in full before you use this website. If You Do Not Wish To Be Bound By These Terms Of Use, You May Not Access Or Use The Website . Your continued use of this site confirms your acceptance of these terms. Please note separate advertising terms and conditions are available upon request. These Terms of Use are provided on behalf of K.M. Global Credit Private Limited.

privacy

Your privacy is very important to us. Our privacy policy explains how we treat your personal information and protect your privacy when you use our Website. We will not share or sell any of your information with any third party, except as specifically described in our privacy policy, which is hereby incorporated by reference into these Terms of Use.

intellectual property rights

Unless otherwise stated, we or our licensors own the intellectual property rights in the website and material on the website. Subject to the licence below, all our intellectual property rights are reserved.

site time up

All reasonable measures are taken by us to ensure that this website is operational all day, every day. However, occasionally technical issues may result in some downtime and accordingly we will not be liable if this website is unavailable at any time. Where possible we always try to give advance warning of maintenance issues that may result in website down time but we shall not be obliged to provide such notice.

eligibility

You hereby declare that you are over 18 years of age, of sound mind and a person resident in India as defined under Foreign Exchange Management Act, 1999.You hereby declare that you are a human being and not a “bot”.

loan pre-registrations and applications

You may be presented with the opportunity to pre-register and/or apply for a loan through the Website. When pre-registering or applying for a loan on the Website, you agree to provide current, complete, and accurate information about yourself. If any information you provide is untrue, inaccurate, not current, or incomplete, Credit Fair has the right to terminate your loan pre-registration and/or application and to decline to provide any and all future use of the Website. We or our partner lenders reserve the right to decline your application for a loan.

licence to use website

You may view, download for caching purposes only, and print pages from the website, provided that:

(a) You must not republish material from this website (including republication on another website), or reproduce or store material from this website in any public or private electronic retrieval system. (Though we encourage fair use for academic / non-commercial purposes)

(b) You must not reproduce duplicate, copy, sell, resell, visit, or otherwise exploit our website or material on our website for a commercial purpose.

your account

You may be required to create an Account to use of the certain parts of the Website. When you create an account, you might be required to login using Social Platforms like Facebook and LinkedIn. We will also be generating some links which are confidential and exclusively meant for you. You may not disclose these links to any third party. If you learn of any unauthorized use of your links or account, please contact us immediately.

links

This Website may contain links to websites maintained by non-affiliated third parties. Such websites may have Terms of Use, Privacy Policies, or security practices that are different from those of this Website. K. M. Global Credit Pvt Ltd does not endorse or recommend, and hereby disclaims any liability for, any information or products offered at such websites.

no warranty

Credit Fair, K. M. Global Credit Pvt Ltd, does not warrant the accuracy, adequacy or completeness of the information provided herein and expressly disclaims liability for any errors or omissions in such information. No warranty of any kind, implied, expressed or statutory including but not limited to the warranties of non-infringement of third party rights, title, merchantability, fitness for a particular purpose and freedom from computer virus, is given in conjunction with the information. Calculators and tools on the Site provide you with ESTIMATES that may be different than actual amounts.

limitations of liability

You agree that all access and use of the Website and its contents is at your own risk. The information on this website is provided free-of-charge, and you acknowledge that it would be unreasonable to hold us liable in respect of this website and the information on this website.

Whilst we endeavour to ensure that the information on this website is correct, we do not warrant its completeness or accuracy; nor do we not commit to ensuring that the website remains available or that the material on this website is kept up-to-date.

Credit Fair, K. M. Global Credit Pvt Ltd, (including its officers, directors, employees, representatives, affiliates, and providers) will not be responsible or liable for (a) any injury, death, loss, claim, act of god, accident, delay, or any direct, special, exemplary, punitive, indirect, incidental or consequential damages of any kind (including without limitation lost profits or lost savings), whether based in contract, tort, strict liability or otherwise, that arise out of or is in any way connected with (i) any failure or delay (including without limitation the use of or inability to use any component of the website), or (ii) any use of the website or content, or (iii) the performance or non-performance by Credit Fair or any provider or (b) any damages to or viruses that may infect my computer equipment or other property as the result of my access to the website or my downloading of any content from the website.

forum posting / comments

You must not use our website in any way that causes, or may cause, damage to the website or impairment of the availability or accessibility of the website.

You must not use our website in any way which is unlawful, illegal, fraudulent or harmful, or in connection with any unlawful, illegal, fraudulent or harmful purpose or activity.

You must not use our website for any purposes related to marketing without our express written consent. You must not use our website to copy, publish or send mass mailings or spam.

You must not use our website to copy, publish or send material which is illegal or unlawful, or material which could give rise to legal action under applicable law. All material you copy, publish or send via our website must not be defamatory, obscene, indecent, hateful, discriminatory or inflammatory; such material must not infringe any person’s intellectual property rights or rights of confidence, impinge upon any person’s privacy, or constitute incitement to commit a crime; further, material must not be misleading, deceptive, pornographic, threatening, abusive, harassing or menacing.

We may take such action as we deem appropriate to deal with the posting of unsuitable material, including suspending or cancelling your account, restricting your access to our website, or commencing legal proceedings against you.

other term and conditions

You hereby confirm to register with you to avail a loan / credit using the services provided by Credit Fair .

You grant Credit Fair a non-exclusive, transferable, sub-licensable, royalty-free, worldwide license to use any information or content that you post on or in connection with your use of the Website, subject to the privacy provisions described in our privacy policy

You confirm that all information given to Credit Fair (whether in Credit Fair’s online form or otherwise) is true, correct and not misleading. You agree to provide any additional documents to Credit Fair as may be required from time to time

You agree that you will not use the Website for commercial purposes.

We may remove any content or information that you share on the Website for any reason .

Certain services, such as accounting information depend on continuous connection to the Credit Fair database. Credit Fair makes no assurance, representation; promise whatsoever that such connectivity will always be available.

You hereby understand that when you apply for a loan, Credit Fair or our partner lenders may check your records amongst other things with its own records, any information as available to Credit Fair through any of its sources, those at credit reference agencies (CRAs); those at fraud prevention agencies (FPAs) for assessing your credit worthiness, verifying identity to prevent and detect crime and money laundering.

Credit Fair also has the right, and obligation, to report your details to credit reference agencies (CRAs) in the event that you have delayed in repaying your loan instalment.

Credit Fair, has offered as privileged service to the User (without any charge). However, Credit Fair reserves the right to levy any service charges as applicable from time to time in consideration for the services provided herein to the user. In case user is not consenting to any service charges then, user may opt out of Credit Fair services .

variation

We may revise this disclaimer from time-to-time. Please check this page regularly to ensure you are familiar with the current version.

entire agreement

This disclaimer constitutes the entire agreement between you and us in relation to your use of our website, and supersedes all previous agreements in respect of your use of this website.

law and jurisdiction

The laws of India, without regard to its conflict of laws rules, will govern these Terms. In case of any legal action courts located in Mumbai, India will have jurisdiction over such matters. In any such action or any action we may initiate, the prevailing party will be entitled to recover all legal expenses incurred in connection with the legal action, including but not limited to costs, both taxable and non-taxable, and reasonable attorney fees.

If any provision of the Terms of Use is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties’ intentions as reflected in the provision, and the other provisions of the Terms of Use remain in full force and effect. You agree that regardless of any statute, regulation, or law to the contrary, any claim or cause of action arising out of or related to use of the site or the Terms must be filed within one (1) year after such claim or cause of action arose or be forever barred.

Please direct all questions or comments about these Terms of Use to ops@creditfair.in